Requirements for Medicare

Medicare offers health benefits for seniors age 65 and older, or those who receive Social Security disability. There are certain requirements an individual must have before they can receive benefits from Medicare. Continue reading to find out how you or someone you know can apply for Medicare and the type of benefits that they can receive.

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Identification

Medicare is health insurance that is available for seniors who are 65 and over or for those who have disabilities.

Types

Medicare offers two types of health insurance: Type A and Type B. Type A medicare doesn't require most individuals to have to pay a monthly premium. Type A will help cover inpatient care, nursing home care, hospice, or at home health care. Type B Medicare pays for doctor services, and outpatient care. Type B will also pay for flu shots, or healthy checkups/services. There is a required monthly premium to pay.

Requirements

An individual must be 65 or have certain types of disabilities to receive Medicare. A senior at 65 must be receiving Social Security or railroad retirement benefits, or must have worked long enough in a government job (either state, federal, or local) to receive Medicare. If an individual is under 65, they must be receiving disability benefits, have Lou Gehrig's disease, or have been a beneficiary of Social Security disability.

CLICK HERE to continue reading about how you or your loved ones can apply for Medicare...